Finance Utility Hub — Privacy Policy

Last Updated: July 15, 2026

This policy describes how the Finance Utility Hub Android app handles your information. It supplements the general Amuse Apps Lab Privacy Policy.

1. Offline & On-Device

Finance Utility Hub is offline-first. All your calculations, history, favorites and settings are stored only on your device. We do not have accounts, servers or cloud sync, and we never see your calculation data.

2. Advertising (Google AdMob)

The app displays ads through Google AdMob. To serve and measure ads, AdMob may collect your advertising identifier, IP address, approximate location and ad-interaction data. We request non-personalized ads where applicable. Learn more in Google's Privacy Policy.

3. Network Use

The only optional network request is on the Currency screen, which fetches live exchange rates from a free public endpoint. If you are offline, the app falls back to bundled reference rates. No other screen requires the internet.

4. Data We Do Not Collect

We do not collect your name, email, contacts, photos, financial account numbers, or the values you enter into calculators.

5. Children's Privacy

The app is not directed at children under 13 and does not knowingly collect their personal information.

6. Contact

Amuse Apps Lab
Email: amuseappslab@gmail.com